Real-Time Payments (RTP) Receipt
Payments
Tier 2ActivePending executive approval
Description
24×7 receipt and posting of instant payments on the RTP network (receive-only in current phase).
External-harm rationale
Receive-only volumes are modest today; delayed availability of incoming instant payments harms expectations more than funds access. Tier rises as volumes grow.
Ownership
Owning team
ACH Operations
Accountable executive
Elena Vasquez — Chief Operating Officer
Created by
Priya Raman (1st Line)
Last assessed
2025 cycle
Deep-dive scope
Not in scope
Taxonomy mappings
Organization
ACH Operations
Product
Real-Time Payments
Process
Payment Processing & Settlement
Risk type
—