Commercial Loan Drawdowns
Lending
Tier 2ActiveApproved — authoritative
Description
Funding of committed commercial credit lines and construction draws, including same-day availability for working-capital lines.
External-harm rationale
Delayed drawdowns strain client liquidity; harm is material but tolerable for 1–2 days for most facilities given alternative arrangements.
Ownership
Owning team
Loan Servicing Operations
Accountable executive
Raj Mehta — Head of Commercial Banking
Created by
Priya Raman (1st Line)
Last assessed
2026 cycle
Deep-dive scope
Not in scope
Taxonomy mappings
Organization
Commercial Lending
Product
Commercial Lending
Process
Loan Origination
Risk type
—